This is a second real example of an Ontario Statement of Claim for mortgage default, with personal details redacted. It shows how different plaintiff law firms present the same core elements: the parties, the mortgage particulars, the amounts claimed, and the demand for possession of the property. The 20-day deadline to file a Statement of Defence applies from the date you are served.
To understand your options after being served, see Should I File a Statement of Defence for My Mortgage?
Note the court file number, the named plaintiff (the lender), and the schedule of amounts claimed — these are the details a lawyer or mortgage broker will ask for first when you seek help. Because this document comes from the court rather than the lender, responding to it has firm procedural deadlines. Homeowners who respond within the 20 days keep significantly more negotiating leverage than those who let the claim go to default judgment. Before responding, confirm the court location on the first page, since your Statement of Defence must be filed with the same courthouse that issued the claim.
